Dashboard camera footage has been used as evidence to save a fleet from a £16,000 (€18,000) insurance claim by proving a van driver was the innocent victim of a collision when a motorist coming the other way jumped a red light.
The incident occurred last month: a dash camera helped the insurance companies determine which party was liable after a collision between two vehicles in Sydenham, South London. The van involved in the collision went through a green light and collided with a car which had jumped a red light from the opposite direction. The car driver denied responsibility and requested £16,206 (€18,000) in damages from the van’s insurance as compensation for the three occupants of the car who were injured.
However, the van was equipped with a dash camera in his vehicle so the footage was used to counter the claim. The footage showed the van going through a green light; the insurers were compelled to admit full liability and withdrew their claim against the van.
Thanks to the dash-cam footage, the van driver was proved innocent, allowing him to save a £16,000 (€18,000) claim against the fleet’s insurance, and therefore a likely hike in premiums. The dash camera was a critical element in this case and helped to settle the issue quickly!
About a third of all drivers admit to driving through a red light because they are in a rush, but this is no justification to break traffic laws and put other people’s life in danger. In the event of something like this happening, a dash camera can really be helpful as we noticed earlier.
A dash-cam can help your fleet with insurance costs by offering proof of what happened on the road. With video recording and telematics (the perfect complement to video footage), you can cover yourself from other companies’ spurious claims or scams and save money on insurance premiums.
A dash-cam can also help you to
· promote a safe driving behaviour among your fleet;
· identify dangerous drivers;
· give extra context to the data recorded by a fleet management system—for example, what made that car driver accelerate at that precise moment?
· increase drivers’ security—a dash camera gives extra context if an unusual situation occurs;
· with the GPS software working in tandem with the dash-cam, you can figure out if a driver needs help, whether the vehicle has been stolen or if it is not located in its usual site;
· reduce incidents and collision risks—capturing journeys and incidents through the camera helps the fleet manager to better understand what happened on the road, and the driver can be trained to a safer driving style.
A dash cam can provide invaluable proof of what happened on the road. Request a call from our dashboard camera experts and get instant benefits.